Advances in medical technology and drug treatments mean it is more important than ever that the health service and private sector work together to create a system which works in the best interests of all patients.

We have welcomed the government review on "top-ups" and are sharing our views and experience. Patients understandably want the option of getting the best treatments available at the point of need, without being penalised for private top-ups.

Norwich Union Healthcare believes a long term, sustainable healthcare system can only be achieved through partnership between the private sector and the health service. We back a system that offers patients the flexibility to top up their treatment privately. It is vital we work together to create a healthcare system that is best placed to deliver the optimum outcome for all patients now and in the future.

Dr Doug Wright, head of clinical governance, Norwich Union Healthcare